Manufacturing Insurance

We provide industry knowledge, local service, and customized coverage to help your manufacturing business. Furthermore, manufacturing businesses could potentially be held liable for product defects, quality control issues and intellectual property disputes related to product liability claims. Furthermore, manufacturing businesses could potentially be held liable for product defects, quality control issues and intellectual property disputes related to product liability claims.

We’re prepared for that, too. We’re prepared for that, too.

Help cover income that has been lost as a result of suspension of business operations, such as property damage repair or system outages. Help cover income that has been lost as a result of suspension of business operations, such as property damage repair or system outages.

One common type of coverage for manufacturers is property insurance, which protects against damage or loss to physical assets such as buildings, equipment, and inventory. One common type of coverage for manufacturers is property insurance, which protects against damage or loss to physical assets such as buildings, equipment, and inventory.

We can arrange additional liability limits from $1 million up to $100 million to guard against catastrophic lawsuits that threaten your business's survival. How can your company recover quickly after such an incident? Each combines property, business income, and general liability insurance, and can be tailored for your specific exposures. With flexible program options such as guaranteed cost, large deductible, retrospective, aggregate stop loss or captive coverage available to us, our underwriters are well equipped to design tailor-made solutions that meet manufacturers' requirements. According to FEMA, about 25 percent of businesses do not reopen after a natural disaster, including flooding. Pollution Liability InsuranceMany manufacturing processes use hazardous materials that expose your business to pollution exposures. Pollution Liability InsuranceMany manufacturing processes use hazardous materials that expose your business to pollution exposures.

Auto parts manufacturers and metal forgers, casters, extruders, rollers or stampers can turn to The Allen Thomas Group for a wide range of tailored coverage solutions. We offer both in-person and remote training courses designed to ensure safety within your property, workplace and fleet. With more than two decades of experience providing insurance policies tailored specifically for manufacturing businesses of all sizes across the United States, our knowledgeable agents understand the unique risks and exposures they face today. From labor shortages and an aging workforce to additive manufacturing and automated processes, today’s manufacturers are constantly challenged with staying operationally efficient, competitive and profitable. Our cyber liability solutions cover costs associated with malware infections, hacked devices, customer data theft or any other cyber incident that arises. Our cyber liability solutions cover costs associated with malware infections, hacked devices, customer data theft or any other cyber incident that arises.

A one-size-fits-all approach may not be suitable for your business, so it is crucial to find an insurance provider that can tailor their policies to address the unique risks associated with manufacturing operations. Look for providers that have a strong track record in the manufacturing industry and have the financial resources to handle potential claims. Then we'll work with you to create a policy—and a price—that's appropriate for your business. Assessing Risks in the Manufacturing IndustryRegularly assessing risks is crucial in the manufacturing industry to ensure operational efficiency and minimize potential disruptions. Additionally, manufacturers may opt for business interruption insurance to cover lost income and expenses in the event of a disruption to their operations. Additionally, manufacturers may opt for business interruption insurance to cover lost income and expenses in the event of a disruption to their operations.

It includes property, business income, crime, employment practices liability coverages as well as cyber and general liability protection as well as additional solutions tailored specifically to fit each small business's requirements.
 Yet many business owners wrongly assume they are sufficiently covered by standard commercial insurance plans. Choosing the Right Insurance Provider for Your Manufacturing BusinessWhen selecting an insurance provider for your manufacturing business, it is important to carefully evaluate the options available and choose one that meets your specific needs. Manufacturers have a range of coverage types to consider, such as property insurance, liability insurance, and product recall insurance. Your rate ultimately depends on the unique qualities of your business. Your rate ultimately depends on the unique qualities of your business.

From increased globalization and supply chain vulnerabilities to more frequent and severe cyber threats and natural catastrophes, protecting your manufacturing business is more complex than ever. Our breadth of experience lets us provide the insurance solutions you need, whenever you need it, wherever you may be. That’s why workers’ compensation is crucial—and in some states required—to help you protect your business and your employees. If supply chain disruption is an issue for you, count on us. At The Allen Thomas Group, we specialize in tailored insurance solutions tailored specifically for manufacturers. When it comes to food processing insurance, there's no substitute for peace of mind. When it comes to food processing insurance, there's no substitute for peace of mind.

Coverage limits refer to the maximum amount an insurer will pay for a claim. Each operation -- be it plastics, metals, wood or masonry -- presents its own set of challenges.
 Aside from damage assessments and loss estimates, one key element influencing recovery time is whether your organization has an established business continuity plan in place; well-prepared firms are better able to continue operations during recovery with appropriate income protection policies in place.
 With more than 20 years of experience, The Allen Thomas Group professionals utilize systematic, sustainable risk control solutions designed to increase productivity while protecting your bottom line. An independent agent can review these factors with you and offer cost estimates on coverage that would best protect your manufacturing firm. An independent agent can review these factors with you and offer cost estimates on coverage that would best protect your manufacturing firm.

What could happen if I am underinsured or lack certain manufacturing policies? Our middle market survey continues to show that a third or more manufacturers are not fully prepared to respond to disruptions from these basic exposures, so prevention and planning are key. A recall event can be debilitating to a company’s balance sheet; product recall coverage can reimburse you for expenses and other financial losses that are typically excluded on a general liability policy. We respond to those challenges with tailored solutions. Manufacturing insurance costs depend on a variety of risk factors. Manufacturing insurance costs depend on a variety of risk factors.

Product liability claims can arise from defects in design, manufacturing, or labeling. Customized policies offer specialized coverage that addresses the unique needs and challenges faced by manufacturers. This 5-minute test can help identify what may be your biggest manufacturing workforce risk. If you manufacture construction or farm equipment, motor vehicle upfitting, fabricated structural metal, perfumes and cosmetics, or sports and athletic goods, your business faces higher risks compared to other manufacturers. These strategies aim to identify and evaluate potential risks in order to develop appropriate mitigation measures. These strategies aim to identify and evaluate potential risks in order to develop appropriate mitigation measures.